Millions of people today around the world are using smart cards for debit and credit payments. Increasing card usage and providing innovative services for cardholders is a constant objective for financial institutions. Catching a share of the cash market, the largest in terms of number of transactions, is one of their major goals.
Contactless payment applications are now a real new trend to address low-value payments where speed and convenience are key factors of the user’s experience: fast food chains, movie theaters, vending machines, stadiums, etc: These are spending domains where cash dominated historically.
Contactless technology in the payment market helps issuers to differentiate their portfolio taking advantage of the following two benefits:
Merchants also benefit from the improved operational efficiency provided by contactless technology: no more cash-handling, increased check-out speed and throughput. Card holders throughout the world have begun enjoying the convenience and security of their contactless payment transactions.
In the fast growing US market, Gemalto has supplied more than 15 million cards and is recognized for the high technology expertise and high level of support it brings to the major US Banks for their contactless magstripe programs.
In the promising EMV-contactless market, Gemalto has already delivered over 3 million EMV contactless cards during the first Asian deployments. Being the first dual-interface offer certified both by Visa and MasterCard, Gemalto’s highly reliable products have been massively adopted in Taiwan, Korea and Malaysia.
With these field proven products, Gemalto is now strongly involved in the main pilots and initial roll-outs in Europe. In this emerging European market, the complex contactless technology combines with local security and interoperability constraints which leads banks to partner with reactive experts such as Gemalto who have the ability to adapt.
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NFC
ecosystem Five French banks are now using Gemalto’s Allynis service as part of the "Payez Mobile" trial for contactless mobile payment. Read more... |
![]() Card holders have begun enjoying the convenience and security of their contactless payment transactions. |
Our Offer at a glance» Clarista Contactless product range |
With now more than 22 millions EMV contactless payment cards delivered, and thanks to its 20 certified personnalization centers ready for EMV, contact and contactless, Gemalto can offer banks a wide range of added-value services such as change requests handling, online card tracking, fulfilment and packaging. More...
Please contact your usual Gemalto Sales representative for further details and product availability.