Regional sites:
Specialized sites:
This should on its own be an inducement to become more intensively engaged
with the electronic business sector. For a large number of customers the range
of online services offered is already a decisive factor in the choice of "their"
bank. Whereas in the beginning the focus is on criteria such as the scope of
services and costs, with increasing Internet experience the factor of data
security develops into a core criterion.
And it is particularly in this sector however that the banks need to catch
up. When protection during the transmission of personal account data via the
Internet is involved, many people still put their trust in the conventional
PIN/TAN system. Recent reports show however that these methods are not
sufficient to suppress organised cyber crime. The market is lucrative and
fraudsters are creative in the development of perfidious methods of stealing
data, such as phishing, pharming and Trojans. According to the IT national
association, Bitkom, in 2007 around 4100 cases with a total loss in the region
of tens of millions came to light with an average loss amount of approximately
€3,700. The Federal Criminal Police Office (BKA) registered in 2008 alone 1800
successful attempts to crack the i-TAN method based on an indexed TAN list.
| << Back to eBanking security Overview | Next: Two-factor authentication using Mobile TANs >> | |
|
|
||
|
Identity matters
|
|
Secure and Convenient Banking
|
Online Banking goes mobile
without sacrifying security : recent case studies.